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When to Apply

You should apply when you know you will be unable to work for at least 12 months and have worked at least 5 years out of the last 10. You should have enough proof from a medical professional or doctor to show you are disabled. Social Security Disability Insurance (SSDI) is not an entitlement program. It is an insurance program for those who have paid into the system. SSA has strict rules and guidelines regulating the approval of a claim.

How Do I Apply for Disability?

There are a few options for applying for Social Security disability benefits.

One, you may go to a local SSA office and apply in person. You will need identification like your Social Security card, medical records, a medication list, your work history, and a list of income. Please keep in mind, the success rate of filing on your own is about 1 in 4. Also, the entire process to file and receive benefits can take up to 2 years or more. Don't be discouraged to have your claim denied when filing alone. Be sure to bookmark this page just in case you are one of 65% who have their application denied. In recent years, the SSA budget has been cut. With these cuts came cuts in number of staff, office hours, and closing of offices all together.

The other option is to have a professional SSDI representative handle your claim. They have years of experience and can help your case move forward. They will work for you to get medical records, medications, income and work history so you won't have to. They will know exactly what the Social Security Administration is looking for and be able to send the correct information to get your case moving forward. We do not get paid until your claim is won.

Social Security Disability Review